See your provides without impacting your credit. No SSN. No costs that are hidden.

See your provides without impacting your credit. No SSN. No costs that are hidden.

Automotive loans Guidelines, Information & FAQs

Fixed-rate loans for brand new and cars that are used

Everybody knows that automobile ownership is a vital step that is personal. Whether necessary for a simpler commute to exert effort, specialized for the continuing company, or simply just for freedom and relaxation, it may possibly be time for a car loan. Whether you are financially ready for this step, you have help right here in San Antonio if you are in Bexar, Kendall, and Comal counties, and have been debating.

Why a Credit Union?

Let’s arrive at the question that is important why head to a credit union over an automobile dealership for a car loan? Check out crucial points to start thinking about:

Lower Interest Levels

Our objective would be to offer the lowest prices; it is exactly what we do. We possess the way to support you in finding the best feasible interest levels additionally the type that is best of loan that may match your spending plan and monetary requirements.

More Alternatives

Possibly the reason that is best to choose a credit union will be the additional options. Whether you may need funding or refinancing, we possess the resources to assist. We provide individual solution to make sure you get the advice that is best and loan it is possible to.

No Shocks

Some dealerships may provide a” loan option that is“too-good-to-be-true. They will promote it as zero % funding without any reference to concealed expenses. After investing in the mortgage, but, you will find an array of concealed costs and expenses. At United Texas Credit Union, we supply the entire tale: no shocks, no concealed charges. This is certainly our promise.

Arrived at United Texas Credit Union for top prices for you personally.

Require a car loan in San Antonio or somewhere else in Bexar, Kendall or Comal County? Don’t allow car dealers divide you against your hard-earned cash. Whether you’re funding or refinancing, we’ll get you better prices and terms. Click on the “Apply Now” button to visit your pre-qualified San Antonio automobile loan offers, wanted to people throughout Bexar, Kendall and Comal Counties at our low credit union prices, without any effect to your credit.

4 unforeseen expenses of “Zero Percent Financing” for automotive loans

Did a motor automobile dealer provide you with zero per cent funding? It may look like an incredible vow. Also it may additionally be too good to be real. Listed here are four things you need to know concerning the concealed expenses of zero % funding.

1. You may maybe maybe maybe not qualify

Dealers have a tendency to tightly limit this kind of funding, in addition they understand not every person will meet the requirements. You’ll need that is likely ideal or near perfect credit score to qualify, and you will should satisfy other monetary demands also.

2. The loan will be short-term probably

Many dealers is only going to provide zero % funding for as much as 36 months. This implies you’ll be paying bigger re re re payments every month than you’d having a five or seven-year loan.

3. The mortgage may never be complete

Often, zero % financing just relates to the part that is first of loan, frequently just the first half a year. After that you’ll be up against higher rates of interest, so make certain you browse the terms and conditions.

4. You’ll be limited off their discounts

Frequently, registering for zero % funding through the dealer means you won’t be entitled to other cost savings, including maker rebates and unique discount programs.

From our web log

Watch out for Relay Theft

Vehicle Care During a Lock-Down

Five Repayments You Are Able To Skip or Delay Now


  • Auto Rebate vs. Low Interest Calculator
  • Buying (and Maintaining) an automobile
  • Vehicle Buying Information from
  • Car Loan Resources through the Customer Financial Protection Bureau
  • Car Infographic
  • TruStage automobile insurance
  • NADA
  • Carfax

Our San Antonio car loan professionals are devoted to being your best choice in funding your Visit Your URL following brand brand new or utilized vehicle. That’s why you can expect our automobile Check* solution for the smoother dealership purchase.

To benefit from it, just submit an application for your loan before going shopping. You’ll be pre-approved up to a particular restriction. Then, we’ll provide you with a check that is blank’s good for almost any quantity as much as that restriction. Indication the auto check and—no drive away more documents from us! There aren’t any concealed costs because of this solution, and you’ll receive the exact same great rates that are low.